There are two things one doesn't want to experience when owning a home: fire and water damage. Fire Several sources can cause a fire: Inadequate, damaged wiring Overloaded power bars Improper handling of cooking oil, leaving the stove unattended, and other cooking dangers Poor care and operation of portable space heaters and fireplaces in winter Unattended candles Cords underneath carpet or rugs Etc. A reminder: Maintain your smoke alarms and ensure batteries are changed tw

One of the most common emergencies Canadians experience is a fire in their home. House fires can happen anywhere and anytime, but they're most common between December and March [1]. A house fire can pose a severe threat in just a few minutes, which is why it's important to be informed and prepared. Plan your fire escape If a fire occurred in your home tonight, would you and your family be able to get out safely? Everyone should know what to do and where to go when the smoke a

While we transition from summer to fall, many Canadians are making the most of the cooler weather by enjoying controlled outdoor fires. As wonderful as enjoying an evening around a crackling fire can be, it is important to put fire safety first. Whether you are planning a big backyard bonfire, a campfire at your RV site or cottage, or an outdoor cooking fire, all outdoor fires come with risks including property damage, injuries, and even accidental ignition of widespread wild

Whether you live in a downtown condo, suburban home, or rural property, fire prevention planning is one of the most effective ways to prevent fire damage, protect your family, and ensure peace of mind. Fires can happen anywhere and often when you least expect them. This article shares practical fire safety tips from a firefighter's perspective, tailored to help Canadians across the country reduce fire risks year-round. Why fire prevention planning matters in Canada Canada's d

Over the past three years, Canada has experienced some of the most severe wildfire seasons on record. In 2025 alone, more than 5,300 wildfires burned across the country, scorching nearly 9 million hectares of land, forcing the evacuation of approximately 85,000 people, and destroying hundreds of homes and structures nationwide. With wildfires affecting communities from coast to coast, many Canadians are asking what they can do to better protect their homes as wildfire risk co

Protecting your home against potential losses is key to maintaining peace of mind and avoiding unforeseen expenses. By understanding common home insurance claims, you can take proactive steps to prevent them. In this article, we'll explore the five most common home insurance claims and provide practical tips to avoid them. Read on to equip yourself with the knowledge you need to protect your most significant investment—your home. 1. Water damage Water damage is one of the mos